Share Certificates are an important part of an overall financial plan. Generally earn a higher yield than a regular savings account. Minimum investment is $500! You can get better rates without having to be a Big Buck saver! Maturities are from 6 months to 36 months with rates that vary with terms. Choose the term that fits your investment needs. See the rates page for current terms and Annual Percentage Yield (APY). Certificates are a time deposit with a contractual annual percentage yield. All rates are subject to change, but once purchased, the rate of a certificate stays the same until maturity. Early withdrawal will result in a penalty of up to 90 days dividends being charged.
Your savings are insured up to $250,000 by the National Credit Union Administration, an agency of the federal government.